Sep 07, 2015 01:50 AM EDT
With the mad dash to put jump on the electronic payments bandwagon, Android Pay has been in the tech news and rumor mills for the past couple of months now, with speculations about its release ranging from last week, to anytime this September. With the expected grand launch for the Google Nexus and other products on September 29th, the speculations are running rife that the platform will be rolled out prior to this widely-anticipated official Google event.
The Android Pay platform was teased way back in May 2015, during the Google I/O event. Up to now, news is just drumming up, with the last update being that users are seeing an Android Pay banner on their Google Wallet apps.
What differentiates Android Pay from Google Wallet, then?
-Android Pay is a contactless payment system that allows you to use your phone in payment terminals that accept credit cards. It uses NFC technology to allow this feature.
-Android Pay lets you store different credit and debit card details on your phone, allowing you to choose the credit card to use, as you pay.
-Google Wallet lets you send money to others, similar to payment options like PayPal. It stores virtual money in its balance.
Both Android Pay and Google Wallet are integrated into each other, allowing you to pay for your apps and for purchases using your phone. Both will upgrade automatically for devices running Android 4.0 and above. As for iOS users of Google Wallet, the app will automatically upgrade if the device is running iOS 7 and above. Android Pay will not be available for iOS devices, however.
Android Pay should bring greater ease to users who prefer to pay for their purchases electronically. For merchants who carry contactless and NFC-powered payment terminals, this payment option should be accessible for early adopters of the platform.
The team at Android assures that Android Pay is wholly secure and will safeguard your credit, debit, and bank information.
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